Got a ring from ACI Debt Collectors, also known as ACI/PERCH, and possibly a firm called Verify linked to them. The call came from a handful of numbers around Skipton, left a voicemail about an ‘important personal matter’ – in reality a ploy to chase a statute‑barred debt. They even sent someone to my former address after I ignored their letters. Absolute chancers; best to ignore them and not engage, as the trick is to get you to acknowledge an unenforceable old debt and reset the six‑year limitation – honestly, it’s a load of nonsense, mate.
ACI Collectors: Ignore or Engage? - +44 1756 802430 (01756 802430)
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Calls from persistent debt collectors like ACI, sometimes linked to Perch or Verify, often involve chasing statute-barred debts using tactics such as vague voicemails about 'important personal matters' to prompt contact. Engaging can reset the six-year limitation period, making old unenforceable debts viable again. Reports highlight daily bombardments and even home visits to old addresses, which feel harassing. Ignore these calls entirely; do not respond or acknowledge the debt. If letters arrive, forward them to the Financial Ombudsman or seek free advice from Citizens Advice to understand your rights. Blocking numbers helps, but they may switch to variations from areas like Skipton.
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ACI Debt Collectors, who purchase debts from other firms, pester me daily even though they’re recouping a modest £1 a month – I never consented to them buying my debt.
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