Zoca Loans calls—scam or legit debt collector? - +1 704-705-8555 ((704) 705-8555)

Summary — +17047058555

Untrustworthy
Caller Name: Zoca Loans
Caller Type: Scam
Location: United States
Reviews: 14

Expert Opinion

Surprisingly, the same vague urgency you hear in many robocalls shows up in the +17047058555 messages, which repeatedly mention a “SOCA” or “Zoca Loans” account that doesn’t exist. The safest move is to let the voicemail sit, avoid calling back, and never share personal info. If the call claims to be a debt collector, request a written validation letter before taking any action. Block the number on your phone, report it to the FTC / FCC, and consider a call‑filtering app. Remember, legitimate lenders will use official channels, not high‑pressure scripts or foreign‑accented operators.

Caller Categories

Scam
Unknown
Debt Collector
Financial
Company

Caller Names

Zoca Loans
zoco loans
Zoca
SOCA
Debt collector (claimed)

Rate this number — +17047058555

Recent Reports for (704) 705-8555

17047058555 Company Zoca Loans

After checking the whois on Zoca Loans, it seem that there are other company names in that suite, including 777 Partners, and i cant find any informations about virtual offices

17047058555

It appears that multiple entities are using the same suite number, which suggests a virtual office setup.

17047058555 Unknown 777 Partners

Doubts have been raised regarding the credibility of this number, allegedly linked to 777 Partners with substantial office space.

17047058555 Unknown

Upon investigation, it appears that the office associated with this number is a virtual one, with multiple individuals listed, including a lawyer.

17047058555 Unknown

Companies that don't disclose their physical address or actual company name on their website raise concerns, and a certified letter demanding they cease calls may be necessary, as suggested by information from the Florida Dept. of State.

17047058555 Scam Zoca

This number is associated with Zoca Loans, a company that has been sending emails and making calls regarding a supposedly outstanding debt, despite the loan having been paid off

17047058555 Debt Collector zoco loans

Zoca Loans has been calling about allegedly past-due loan payments, but it has been discovered that they are not authorized to lend in NC.

17047058555 Debt Collector Zoca Loans

Numerous calls have been made by Zoca Loans regarding overdue loan payments.

17047058555 Financial Zoca Loans

Its actually Zoca Loans, I used them befor and I guess I forgot to pay them back, LOL, but honestly, they are not that bad to deal with if you need a payday loan.

17047058555 Scam SOCA

When I picked up the phone, there was a pause before a woman with an accent asked for me by name, claiming to be from an organization called SOCA or possibly Social, and requested my email address before I ended the call.

17047058555 Scam

I've been inundated with voicemails from this number, with up to five messages waiting for me when I turn on my phone in the morning.

17047058555 Scam

This is definatly a scam, and the lady has a foriegn accent, wich is usualy an indicater of a scam.

17047058555 Scam Debt collector (claimed)

I got a voicemail from this number, but it sounded fake, so i didnt bother to call back

17047058555 Scam

Apparently, the caller ID indicates Charlotte, NC, but I dont know nobody from that area, the voicemail message says that I need to contact them before 8pm eastern standard time becouse it's urgent, but I'm skeptical

Different formats

More related reports