Looks like a classic phishing attempt masquerading as a Royal Bank alert. The message urges you to click a link to resolve a supposed hold on your card, which is a common tactic to harvest credentials. Never follow unsolicited links, especially those claiming urgent banking action. Verify any alerts by logging into your bank directly or calling the official number from your statement. Enable two‑factor authentication and keep your contact details updated with the bank. If you receive similar texts, report them to your carrier and the bank’s fraud department.